total medical costs continue double-digit growth per year, medical expenses for people with health insurance account-based consumer-oriented (HRCP) has dropped 26% over four years, while levels of care for preventive medicine, chronic disease management and evidence-based treatments were higher than their counterparts in traditional PPO and HMO health plans, according to a new multi-year study of health care claims experience CIGNA 655,000 customers.

The fourth annual CIGNA Choice of education and experience of the Fund is the latest evidence that more than any proposal for health reform on the table, these innovative on free market still plans to offer a real quality, accessible health insurance at lower cost.

“The empirical evidence, and it is undeniable: if they offer health plans or incentives for people to participate, the quality of medical care rises and lowers costs,” CIGNA said President and Chief Operating Officer, David M. Cordani. “CIGNA study shows that the incentives, consumer-driven plans – such as lower premiums, freedom of choice offered, and driving ability to build savings in the health sector – an immediate and sustained improvement quality of medical care and lower costs.

are the main results of the fourth annual study CIGNA Choice Fund Experience:

immediate cost savings and durable medical costs of HRCP 14% less than traditional systems the first year, cumulative savings rise to 19% the second year, third year 23% and 26% the fourth year.

levels of care: People with CIGNA Choice Fund receive recommended care in compliance rates that are similar or better than the traditional insurance Cigna health were covered. Key indicators such as the use of preventive care, evidence-based care and participation in disease management program were among the best in measurable CIGNA HRCP in PPOs and HMOs.

The lower costs for people with chronic disease: medical cost trend was much less for customers CIGNA Choice Fund hypertension (27% less), disorders joints (21%) and diabetes (15% less) than for those with these diseases in traditional health plans CIGNA. According to data from the study, this cost reduction were achieved without compromising care.

According to Cordani, if the proportion of Americans rose at an HRCP over 18% currently to 50%, and the results of the study were used CIGNA, States could United U.S. $ 350 billion in savings over 10 years.

Chris Policinski, president and CEO of Land O’Lakes, Inc., said: “By offering consumer driven health plans Land O’Lakes helps employees maintain health costs under control while maintaining or improving the quality of care. The Land O’Lakes, this approachsupports our commitment to employees, while simultaneously ensuring compliance we remain extremely profitable. “
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Customer Review: The commitment is

One of the key leaders of the nation’s agricultural cooperative, Land O’Lakes, Inc., offers both CIGNA Choice Fund HRCP and traditional health insurance. The company confirmed that its staff are always at the option of enrolling in cost savings HRCP – with eight of the 10 employees the choice of the HRCP compared to traditional managed care plans.

“Since 1 January 2007, has been proposed as our first HRCP, our company and our employees have saved over $ 10,000,000 in expenditures for health plan” said Land O’Lakes Director of Benefits and HR Operations Pamela Grove. Is increased from 2006 to 2007, our trend of health care by 13% to 5% negative – a decrease of 18% over the previous year. Our employees are smart solutions: the increased use of screening and CIGNA nurse 24 hours online and opting for less expensive emergency care or comfort care clinics use, rather than the position of the courtroom, Emergency non-emergency events. “

” We’re fighting this record a huge success in an open and honest communication with employees consumer-oriented information and related tools, “said Grove.” It strategy as we continue to focus on this and so far it has achieved very impressive results. “

Individuals, most of their benefits to Health <, br />
Given the strong correlation between clinical students in the CIGNA Choice Fund plans, CIGNA Chief Medical Officer Jeffrey Kang MD, said: “America is a Earth smart consumer, and what our study shows, plans, tools and information given, people in a rational, intelligent and effective health care decisions. “registrants
< , br /> CIGNA Choice Fund plans to maintain and further recommended care the same or higher than those enrolled in traditional plans in an evaluation of compliance with the 400 evidence-based measures of quality of medical care. In fact, in the first year was higher statistical Customer Choice Fund compatibility with 11% of measures based on evidence that their counterparts in traditional plans, and 16% higher in Customer Choice Fund registered for several years.

. disease management program, and comments through and completion rates are 22% higher among those who CIGNA Choice Fund plans than their conventional counterparts CIGNA managed care plans. visits

preventive care for CIGNA Choice Fund of the first year, customers were 16% higher than in traditional plans, with precautionary HRCP visits continue at higher higher than those of traditional systems of the second year.

The evolution of pharmacy costs for new CIGNA Choice Fund has clients that have reduced their benefits with CIGNA Pharmacy enrolled more than half compared to those in traditional plans.

“CIGNA’s mission to improve people’s health, welfare and safety,” said Dr. Kang. “Over the past four years, CIGNA Choice of fund Studies consistently show that HRCP are part of the solution for the creation of affordable, accessible, sustainable health care and quality. “