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Columbus, OH (openPR) 1 October 2010

American consumers have to protect an ally, won the value of their homes, the largest asset ever own.

If owners suffer damage to their properties, have to know most of them from the comfort that their properties are covered by insurance policies issued by financially sound, reputable companies. Sometimes, however, they are not attracted to the insurance claims process, because the payment has been insufficient to cover the full cost of the repair. Owners are usually inexperienced in the management of claims process, they feel frustrated and helpless. And they did not support available to help.

start of the new technologies that are upgrading, Inc. Columbus consumers a simple and safe, so that a fair and equitable compensation for damage to their homes. The company was founded by three experienced insurance experts Siroko Gary, Doug Robinette and BR Mohan, who jointly founded over 70 years experience in the industry.

are confident that applications for home insurance now often paid less than the total contract value. They also estimate that the amount of these contributions is significant enough, on average 30-40% less than the total value. They attribute this in part to the overall complexity of property rights and the inability of the insurer accurately assess all damages, under pressure to settle claims quickly. Consumer Siroko says â? Urgently need a trusted friend to lead them through the process of insurance claims. We have designated for this retrieves> friend.â ????

Gets the consumer is uncertain and frustrating process for the amount of payment given challenge. Instead, the entire process is covered by an insurance expert who has access to objective facts of the industry Get It manages and speaks the same class as the employees of the insurance claims to do. In all cases, but very rarely, recovery, the demand for the consumer in less than four weeks to settle.

Best of all, pay the owner nothing for whether Fetch, additional resources for which they are retrieved. Get feedback, where a claim is the conclusion that the first payment was corrected by the insurance company will pay the owner nothing. In addition, the owner acquired the peace of mind that he be treated fairly.

On the other hand, if experts determine that the corporate statutes have insurance? s first payment was too low and therefore calls for additional resources called the owner, the cost to the owner only 20% of the additional payment shall be that the owner is.

BR Mohan summarized its founding objectives create S group, when they decided Gets ??????? Damage to your house is stressful enough. The last thing anyone needs in this position, the stress and headaches of insurance litigation. We designed to help prevent these headaches wins. Hard-working Americans whose homes were damaged are now an easy way to rest and the money they deserve!> P ???? Excerpts from the article in Bloomberg Markets Magazine

, 3 August 2007 ??? A Secret Tactics Cheat insurers house fire victims, migration gains? by David Dietz and Darrell Preston:

Insurers often pay 30-60 percent of the cost of rebuilding a destroyed house -???? even if they are carriers assure homeowners are fully covered, show.â thousands of complaints to state insurance departments and civil court cases?

â? The 60 million U.S. homeowners who pay more dollars per year in insurance premiums are often disappointed when they discover insurers will not pay the full cost of rebuilding their homes damaged or destroyed.

insurers refuse regularly, property and reduce their policyholders’ claims after court records in California, Florida, Illinois, Mississippi, New Hampshire and Tennessee.

The insurance companies refused routinely market prices for real estate and alternative content, they use computer programs to reduce the payments to pay, they change policy coverage with no clear explanation, ignore them or change technical reports, and they sometimes ask their adjusters to customers, Court records and interviews with former employees and government regulators are show.â?

â? It is reprehensible to make an offer in good faith for all,”says Robert Hunter, the commissioner of insurance in Texas from 1993 to 1995 and is now director of insurance at the Washington-based Consumer Federation of America.

â? Fund managers have taken over this whole industry,”Hunter says. “ The eyes are not people who are injured, but the bottom line for the next quarter.”

drive industry profits exceeded its obligations to policyholders, “said Lieutenant Governor of California John Garamendi, a Democrat. As Insurance Commissioner of California from 2002 to 2006 resulted in $ 0.4 million Garamendi in fines against carriers for mistreating customers.

â? There is a fundamental economic conflict between the customer and the company, â? He said. â? That do not pay the company. The first commandment of insurance is, “you pay as little and as late as possible.I?

â? Claims payments for all property and casualty industry have decreased over the last ten years. In 2006, the carrier paid 55 percent of the 5.8 billion premiums collected, according to the Insurance Information Institute, a trade group in New York.

This compares with a ratio of 64 percent distribution to $ 7,600,000,000 in premium revenue in 1996.â?

Search full text of this article: http://www.bloomberg.com/apps/news?pid=newsarchive&sid=aIOpZROwhvNI

Excerpts site

weekly television magazine now on PBS, 17 August 2007 ??? A household insurance TIPSA? Robert Hunter, insurance director of the Consumer Federation of America

What happens if you have a complaint

â? A claim is a very traumatic event, both when he arrives and you go through the settlement process. Here are some tips to help you through the claims. Do not worry, you have considerable power in this situation.

First, if you are a policyholder owes the insurance is a duty of good faith in processing your request. They should help you, not low ball you. But often they will not low ball and help. But if they do, they are in danger of liability for damages for not properly treating you.

If you have a complaint, make sure you keep good notes of all contacts you with the insurance company. Every call or meeting should be documented: date, time, names of the persons involved, the substance of the discussion. This guidance will be invaluable if problems arise during the claims process.

not accept an offer from the insurer. Test the offer. Can you repair the damage, the amount offered? Get estimates and check whether the amount will do. If not refuse, the> offer.â ????

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