How Can I Get Health Insurance In Wa State?

Its insurance fraud if you buy coverage for something you need, and then cancel it immediately.
That will raise a huge red flag to the insurance company – they will investigate you to determine if you knew that you needed the evaluation before you applied for insurance. And if you didn’t disclose it on your application, they can void your entire policy. The payment will be taken back from your medical provider, and you’ll be responsible for the billed charges.
And that’s assuming that the type of evaluation you need would even be covered by health insurance. Individual policies (the ones you buy yourself) typically have limitations, and hearing-related issues are sometimes excluded from medical policies.
If you aren’t working, you could try applying for Medicaid in your state. Or find a job that comes with health benefits.
An individual policy isn’t going to work for a condition you already suspect that you have. (Unless you lie on the application and say you don’t have the problem. But, you can get caught doing that…especially if you cancel the policy soon after having a major procedure.)
I caught a guy once who got insurance for 2 months, because he needed a big knee surgery and some physical therapy afterwards. Problem was that he knew he needed the surgery before applying for the policy, but didn’t mention any knee issues on his application. His policy was voided, and he ended up owing $18K to his medical providers.
So…the bottom line is…if you decide to apply for an insurance policy, make sure you disclose all information on the application. Otherwise, it gives the insurance company grounds to retroactively cancel you later.
Though honestly, you’re better off trying for Medicaid, a job with health benefits, or negotiating a cash/self-pay price with the medical provider.